The Rise of Multigenerational Living: Why More Families Are Coming Together Under One Roof

The Zack Grimmer Group, Powered by Real

In today’s evolving housing landscape, more families are choosing to live together under one roof—and it’s not just a temporary solution. Multigenerational living is quickly becoming a purposeful lifestyle choice rooted in connection, support, and financial flexibility.

Whether it's aging parents moving in, adult children staying longer at home, or families pooling resources to manage rising housing costs—multigenerational homes are making it easier for loved ones to thrive together.

Here’s what you need to know if you're exploring this option for your family.

💸 Shared Costs = Shared Stability

The financial advantages of combining households are one of the most compelling reasons families are embracing multigenerational living.

In 2025, average monthly housing costs in the U.S. range from $1,800–$2,200, including mortgage/rent, insurance, utilities, and more. By sharing these expenses, families can:

• Lower their individual financial burden

• Free up income for savings or investments

• Qualify for a larger mortgage together as co-borrowers

✅ Pro Tip: With multiple income streams, buyers may qualify for a higher loan amount, allowing them to purchase a home that truly fits everyone.

💬 Let’s talk numbers.  The Zack Grimmer Group, Powered by Real, isn't just your local real estate team. As licensed Mortgage Advisors with One Real Mortgage, we can show you how co-borrowing works and help you explore your multigenerational financing options.

👉 Click here to explore mortgage solutions

👪 Built-In Support You Can Count On

Multigenerational households offer more than financial perks—they create natural support systems that can ease everyday stress.

• Childcare help from grandparents

• Assistance with elder care

• Shared school pickups, meals, or errands

• More hands on deck for busy households

It’s no surprise that many families report reduced burnout and stronger bonds when living together with intention.

🏠 Homes Designed for Generational Comfort

Today's housing market is responding to this lifestyle shift. More homes are being built or remodeled with multigenerational living in mind, offering:

• Dual primary suites

• Private in-law quarters

• Basement apartments with separate entrances

• Converted garages or ADUs (Accessory Dwelling Units)

• Open floor plans with privacy zones

This allows every generation to live together—without sacrificing independence.

🧩 But Is It Right for Everyone?

Multigenerational living isn’t one-size-fits-all. Before making the move, it’s important to consider:

• Each person’s privacy and space needs

• Household rules, roles, and boundaries

• Long-term plans (and how needs may shift over time)

• Whether your current or future home supports this vision

A great home can solve a lot of these challenges. The key is finding the right layout, location, and financing plan from the start.

✅ The Right Strategy = The Right Home

Whether you're exploring this lifestyle now—or planning for the future—a smart real estate strategy makes all the difference.

As a local real estate team that’s also licensed in mortgage lending, we can help you:

• Identify multigenerational-friendly properties

• Navigate zoning and renovation options (like ADUs)

• Align financing with your goals

• Plan for the long-term—not just the move

🧭 Let’s find the right space for your whole family.

The Zack Grimmer Group, Powered by Real, is your one-stop team for buying, selling, and financing multigenerational homes in NJ, PA & FL.

👉 Talk with one of our local REALTORS

Multigenerational living is more than a real estate trend—it’s a way to foster connection, cut costs, and support each other across life’s transitions. Whether you're just exploring the idea or ready to make your move, we’re here to help every step of the way.

Let’s build your next chapter—together.